Mindset Determines Where We Go
We all know this. Yet it is easy to forget. And ….. if you are not particularly motivated mindset can do exactly the opposite. But I have been told multiple times that repeating something many times results in it being automatic. How we speak to ourselves is just one way we can either lift ourselves […]
FBT and Electric Vehicles – Makes Me a Bit Sad….
As many of you know I am a bit of car nut. There are more cars than driving licence holders in my household. And I am sure if you were to take the emissions belched out by my cars they would not make happy reading for the trees in my neighbourhood. Not that I have […]
Where Have All the Workers Gone?
It’s an interesting question. And it’s a question I get asked by most of my clients who desperately need team members to ensure their businesses can run properly. I get the same comments. Some think that the young simply do not want to work. Many blame Covid. And finally, everyone likes to blame the Government […]
The ATO Do Not Like Trusts…….
When I first arrived in Australia I could not believe such an entity could exist with the flexibility to reduce taxes. I was fascinated and realised the potential for reduced taxes as great asset protection. You could not really go wrong. The ATO does not like the way trusts can be used to reduce taxes. […]
Crypto – It’s Risky!
Investors love Crypto. I am not one of them. Maybe I am just stupid. Or Ignorant. Or both. In 14 years, Crypto assets have become the second-most popular investment. Let’s put that in perspective. Physical cash has been around for over 2 thousand years. The stock market has been around for about 250 years and […]
Forget the Joneses
If you are wondering why you have less wealth than you should it could be because you are too busy trying to keep up with the Joneses. In a previously lifetime you only had to keep up with the Joneses that were next door or a relative you competed against. Now? Well, we all have […]
In Plain English – The Budget and How It Affects You!
I am never sure why some people get so fascinated about the Federal Budget. For us accountants, economists and financial planners it is the equivalent of Christmas. We all get excited wanting to know what the Treasurer has given us in his box of goodies. We all want the goodies and get extremely upset if […]
Stress and Money Issues….. They are Connected!
If you happen to be stressed about your money right now, it is unlikely you are alone. Everything is going up in terms of cost. Buying or building a house now costs eleventy million dollars. So does buying a car assuming you can find one. And because of FOMO everyone thought paying (and borrowing) eleventy […]
Where there is a Will there is a Way. What if there is no Will?
Marvel fans will know who Chadwick Boseman was. He was the main lead in the film Black Panther. He also died in 2020 from colon cancer. He was 43. There’s another thing. He had no Will when he died. And his estate was worth about Aus$3m. Why he made no will, no one knows. Maybe […]
What the F**K is Happening to the Market?
Yes, I know – this is not a language I usually use. And to be quite honest, it is not my language but used by one of my clients. And I don’t blame them. My own portfolio moves wildly from day to day. When you are young and fit and have a lifetime ahead of […]
